Bank of America is asking customers not to share their banking password with AI assistants, and says they are responsible for what happens if they do. Why a password is the wrong key for an agent, what the safer keys look like (read-only access, approvals, virtual cards with limits, Visa and Mastercard agentic tokens, a separate pot of money), who pays when it goes wrong, and two short checklists for users and for companies building agent payments.
Don’t Give Your AI Agent Your Bank Password. A Simple Guide to Letting It Handle Money Safely
